Naira for the
stuff you already
have.
That foreign gift card you can't spend in Nigeria? Bring it. You see the rate and the fee, you agree, and the naira goes to your own Nigerian bank, with a signed receipt to keep. No long story. Just naira.
Trade 100+ gift cards for naira
One app. The whole cash-out story.
From the card in your inbox to the naira in your bank, and your bills paid from the same wallet, in a single Payroid session.
Sell gift cards
Hold a foreign gift card you can't spend in Nigeria? Send it as a cash receipt, debit receipt, e-code or clear photo. A broad, growing catalogue across the US, UK, Canada and more. Bring the card you have, and search the full list in the app.
Naira to your bank
Once a reviewer clears your card, your payout follows: no sitting on your money, no endless pending. It lands in the bank account you already use, in your own name.
Pay bills from your wallet
Airtime, data, electricity, cable, internet, all paid from the naira already in your wallet. Same app, no second login, no hop to your bank to top up first.
See it, then agree to it
The rate and the fee are on screen before anything happens. You confirm what you can see, and what you agree to is what gets signed into your receipt. Nothing added after.
A receipt you can hold us to
One page per trade: the rate, the fee, the timestamp, the bank we paid. If it ever disagrees with your statement, that gap is on us. We make it right.
Real people, not only bots
A person reviews every card before naira moves. Stuck mid-trade? Reach a human on chat, not a wall of bots, not a ticket that vanishes.
How a Payroid trade works.
From the card you're holding to naira in your bank, in three steps and one sitting.
Pick the card you have
Choose your brand, country, type and value, then send it however you have it: receipt, e-code or a clear photo.
See the rate and fee, then agree
The rate and the fee show on screen before anything happens. Nothing moves until you say yes, and what you agree to is exactly what gets signed into your receipt. No surprise number after the fact.
Naira lands, receipt and all
A real person checks the card, and once it clears, your payout follows to your own Nigerian bank. We don't sit on your money. Your signed receipt arrives with it.
What you see on screen
is what you sign for.
Every Payroid trade ends in a signed receipt with the rate, the fee, the timestamp, and the destination bank. No quoted-vs-settled mismatch. No phantom fees. If you ever need to bring it up, the receipt is the record.
- Asset
- Amazon · US · Cash receipt
- Face value
- $100
- Rate agreed
- ₦1,245 / $
- Service fee
- ₦0
- Settles to
- Your own bank
- Reviewed
- By a real person
Built to be held to its word.
No stopwatches. Just the things that stay true on the worst day.
Real people review every card
No card moves naira until a person has actually looked at it.
Naira to your own bank
Never a stranger's. It lands where you already bank.
A receipt you keep, every trade
Rate, fee, timestamp, settled bank: signed, and yours to download.
One app, not two
Pay your bills from the same wallet. Operated by Payroid Synergy Limited (RC 9553657), a registered Nigerian company.
Gift cards in. Naira out.
Sell the gift cards you can't spend in Nigeria and get clean naira in a bank account in your own name. Free to start: the web app is live today, and our mobile apps are on the way.