Built For The Trader
Tired Of Being Played.
Nigerian cash-out is broken. Quoted rates change at settlement. Payouts sit in endless pending. Support ghosts. We are fixing the parts that matter, one rule at a time.
Every Nigerian Who Has Sold A Gift Card
Has Lived This.
The rate moves at the worst moment. The platform shrugs. The payout takes hours. Some platforms just disappear with your money. After years of platform failures and rate manipulation, trust in the category is on the floor.
Payroid exists because someone has to put the defaults in writing, and be liable when they break.
Three Rules We Will Not Break.
We are not innovating on the trading flow. The flow is fine. We are building the version that does exactly what the screen says, every single time.
What You See, You Agree To.
The rate and the fee are on screen before anything moves. Nothing happens until you say yes, and what you agree to is signed into your receipt, with a timestamp we cannot edit.
We Don't Sit On Your Money.
Every card gets a real reviewer check before naira moves. The moment it clears, your payout starts to your own Nigerian bank. No endless pending behind our own balance.
A Real Human, Not A Bot.
When you reach out, a trained person handles it, on in-app chat, Telegram, or WhatsApp. Not a chatbot, not a ticket that vanishes into a queue.
A Nigerian Fintech
Built By Traders.
Payroid is operated by Payroid Synergy Limited (RC 9553657), a Nigerian private company limited by shares, registered with the Corporate Affairs Commission under CAMA 2020. Small team, deliberate scope. The founders trade. We use the product before it ships to anyone else.
- Legal entity
- Payroid Synergy Limited
- RC number
- 9553657
- TIN
- 2622489136936
- Incorporated
- 17 May 2026
- Registered with
- Corporate Affairs Commission
- Operating base
- Ogba, Lagos
What Is Live. What Is Next.
Mobile Apps In Private Beta.
iOS and Android with a small cohort of Lagos-based traders. A broad, growing gift-card catalogue. Bill pay across airtime, data, electricity, cable, and internet. Settlement to many Nigerian banks. Public launch on App Store and Google Play follows beta close.
Trader API.
High-volume sellers and merchants. Custom rates, a settlement-only API, dedicated bank rails. No dates yet, ships when the beta tells us it should.
Stop Getting Played.
Open Payroid. See the rate, agree to it, and let the naira land in your own Nigerian bank once your card clears review.
