Bill payments from your wallet.
Airtime, data, electricity, cable, internet, government and transport, all paid from the wallet you already have. Sell a card or top up, then pay the bill without a second app.
Every bill, one wallet.
The bills a Nigerian household actually pays monthly, in one place, out of one wallet.
Airtime
Any Nigerian number, any amount, paid straight from your wallet.
Data
Daily, weekly and monthly bundles, on the network your line uses.
Electricity
Token and post-paid meters, validated before you pay.
Cable TV
Decoder subscriptions, renewed in one payment.
Internet
Home internet plans, paid without switching apps.
Government
Levies, taxes and fines, paid from the same wallet.
Transport
Road tolls, paid from the same wallet.
Three taps. From wallet to provider.
Validated against the provider in real time so a wrong meter number doesn't cost you ₦15,000 of electricity.
- 1
Pick the bill type.
Airtime, data, electricity, cable, internet, government and transport, listed where you'd expect them. No buried menus.
- 2
Enter the number.
Phone number, meter number, smartcard ID. We validate against the provider in real time so a typo doesn't burn your money.
- 3
Tap pay. Done.
Comes out of your wallet. Confirmation token or PIN lands in the app, receipt signed and saved for next year's tax run.
Even a small payment leaves a signed record.
Every bill payment ends the same way: an itemised, signed receipt, whether it's airtime for a friend or the month's electricity token. If a payment fails, the naira returns to your wallet automatically, and the receipt records that too.
- Bill
- Electricity, prepaid token
- Amount
- ₦8,000
- Fee
- ₦50
- Token
- 0000 1111 2222 3333
- Status
- Paid
- Wallet after
- ₦4,320
Common questions.
Why pay bills from my Payroid wallet?
Because the naira is already there, from a card you sold or a bank transfer top-up. Paying a bill is one tap from the same wallet, no second app and no second login.
What if the bill doesn't apply to my account?
We validate every account number against the provider in real time before your wallet is debited. If validation fails, nothing leaves your wallet. If validation passes but the provider rejects the payment, the money returns to your wallet automatically.
Do you charge a service fee on bills?
We charge what the biller charges, plus a small flat fee for the rail. The exact split shows before you confirm, every time.
Can I set up auto-pay?
Not yet. Every bill payment today is one tap, made when you choose to make it.
One wallet, one login.
Sell a gift card or top up, then pay the bill from the naira that's already there.