payrid
Buying today

Sell digital assets for naira at a rate that doesn’t move.

We’re the buyer, not a noticeboard. There’s no offer to match and nobody to wait on. The rate locks the moment you submit, and it holds however long the network takes · live now.

Live market

What we’re paying right now

Live
BitcoinBitcoin₦1,339/$1 BTC ≈ ₦112m
EthereumEthereum₦1,339/$1 ETH ≈ ₦3.6m
SolanaSolana₦1,339/$1 SOL ≈ ₦158,551

Spot and the 24-hour move come from the market. The naira column is our own rate, which is what you are paid. Minimums: 0.0005 BTC · 0.005 ETH · 0.5 SOL.

What we’re buying.

We don’t accept random tokens that pump and dump. Just the assets traders actually move, and only the ones we can take today, on the chains listed.

BTC
Bitcoin
Bitcoin
ETH
Ethereum
ERC-20
SOL
Solana
SPL

Today’s rate for each is on the rates page.

Getting in is the hard part.

An account that can move money should be difficult to take over. Every control below is built and switchable today under Account, Security.

01

Passkeys

Sign in with the fingerprint or face already on your device. Nothing to type, nothing that can be phished out of you.

02

Two-factor codes

A rotating code from your authenticator app on top of your password, with recovery codes you keep offline.

03

Transaction PIN

A separate PIN stands between a signed-in session and money leaving. Locks itself after repeated wrong tries.

04

Device control

Every session is listed with its device and last-seen time. Sign one out and its access is revoked immediately.

Three steps. No re-quote.

Same flow whatever you’re sending, and whatever it’s worth. When the desk opens, the rate won’t move between submit and payout.

  1. 1

    Pick the asset and network.

    We'll quote before you send a single sat. The naira figure on screen will be the figure the trade carries.

  2. 2

    Send to the locked address.

    A fresh, dedicated address for every trade. The rate will hold while your transaction confirms. No re-quote, no surprises mid-confirmation.

  3. 3

    Naira will hit your bank.

    Straight to your Nigerian bank account, with a receipt carrying the TXID, the rate and the timestamp.

Common questions.

Who pays the network fee?

You will, same as anywhere else. When the desk opens, the network fee is itemized on the trade screen before you confirm, so the naira you see is the naira that lands.

What rate do you pay?

When the desk opens: today's parallel-market rate for the naira, less our spread on the asset. The exact figure will be published on the rates page and quoted again before you send anything. We're the counterparty, so there's no offer to match and nobody to wait on.

What's the minimum and maximum?

Each asset will carry its own minimum, shown on the rates page and on the trade screen once the desk opens. Maximums scale with your account standing.

What if my transaction takes hours to confirm?

We won't punish you for network congestion. The rate will lock the moment you submit and wait for the confirmation. If the network never confirms, the trade voids automatically.

Do you support stablecoin to stablecoin?

We'll settle to naira only when the desk opens. Stable-to-stable and intra-wallet swaps may follow later, but they're not part of the first version.

Stop trading where the rate can move on you.

Get started. See the rate, send the asset, get paid the figure you were shown.